HOME INSURANCE 1. What does home insurance cover? Video 2. How much home insurance coverage do I need? Video 3. What’s the difference between replacement cost and actual cash value? Video 4. Does home insurance cover natural disasters? Video 5. Are my personal belongings covered away from home? Video 6. Will home insurance cover damages from pests (termites, rodents)? Video 7. What should I do if I need to file a claim? Video 8. Does my home insurance cover vandalism or theft? Video 9. What are my policy's exclusions? Video 10. How can I lower my home insurance premium? Video